Watercraft insurance isn’t required in every state. However, there are situations and circumstances when you’re required to carry it. A licensed insurance agent from Ransom & Associates Insurance Agency can ask the right questions to help you determine if watercraft insurance is a wise investment for you. Even though Georgia laws don’t require watercraft owners to invest in watercraft insurance, it may be needed to dock at certain marinas or if you have a boat or watercraft loan. Winder, GA watercraft owners can ask questions to get the necessary information and coverage. 

What is watercraft insurance?

Watercraft insurance protects uninsured watercraft owners if their watercraft is damaged. It also provides coverage for any property damage you may cause while operating your watercraft and any injuries you may cause to others. You may also be required to carry watercraft insurance if you’re financing your watercraft. Most lenders require insurance coverage until your watercraft is paid for in full. Your unique situation will determine whether watercraft insurance is a wise investment meant for you. We can help you explore your options. 

Do I need boat/watercraft insurance to operate a boat in my state?

Although Georgia doesn’t require watercraft owners to carry insurance, people who have a loan are usually required to carry insurance. Also, marinas may require you to have insurance to dock your boat. State laws aren’t the only determining factors when it comes to whether or not you need watercraft insurance. If you have more questions regarding watercraft insurance, we are happy to answer them. Call us. We’re standing by. We can answer all of your questions and help you get the coverage you need.