One of the largest investments that most of us will make in our lifetimes is purchasing our homes. Once you have found the right home for you and your family, the next thing you need to do is to insure it to protect your investment. The insurance agents at Ransom & Associates Insurance Agency in Winder, GA understand the importance of having the appropriate amount of insurance in place to protect your Georgia home, but what coverage options are available to provide you with the peace of mind you need and deserve?
Your homeowner’s insurance policy will cover the structure of your home, along with outbuildings and other structures, including your deck and garage. If your home is demolished by fire, vandalism, or a natural disaster, your home insurance will cover the costs to fix or replace your beautiful home.
Your home insurance will also cover your personal belongings, household items, furniture, and appliances if a tragedy occurs or if your home is the victim of a theft or burglary and items are stolen.
Typically, your home insurance will cover all of these things listed above but does not cover earthquakes, neglect to the home, or floods. You can speak with your home insurance agent about obtaining insurance that does cover earthquakes and floods, as those can be obtained in the form of additional policies.
Keep in mind that if you have a mortgage on your home, you will more than likely be required to have a home insurance policy in place to protect not only your investment in your house but the lender’s investment as well.
Contact the home insurance agents at Ransom & Associates Insurance Agency in Winder, GA today to get your home insurance policy started and have your questions answered.
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