Georgia is a beautiful state to live and work in, and like states across the country, it has requirements in place for motorists when it comes to auto insurance. The auto insurance agents at Ransom & Associates Insurance Agency in Winder, GA know and understand state law.
In Georgia, the minimum amount of auto insurance coverage required is to have at least a liability insurance policy in place. This policy type will cover any injuries or property damage to others if you are involved in a crash determined to be your fault. The state also requires that you have underinsured and uninsured motorist insurance in place. This means if someone causes an accident and damages your vehicle or you or your passengers suffer injuries, and that motorist does not have any insurance or not enough insurance to cover everything, this part of your policy will cover it.
Comprehensive auto insurance coverage will cover repairs or replace your vehicle if it is demolished due to a natural disaster, vandalism, or a fire. This type of coverage will also pay to purchase a new vehicle if your vehicle is stolen.
Collision insurance will cover damages to your vehicle if you are involved in a collision with another car, truck, or some other vehicle. It will also cover damages to an object that you hit with your vehicle. For example, if you hit a building and cause damage to the building, this part of your insurance policy will help pay to repair the building.
It is important to cover your vehicle with the appropriate amount of insurance. To obtain the right policy for you immediately, call upon the agents at Ransom & Associates Insurance Agency in Winder, GA for an appointment or a quote as soon as possible!
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